Huntington Bancshares HBAN Q1 2020 to Q1 2026 fundamental chart with earnings call excerpts, earnings call audio excerpt, and macro-event-driven moving average price regime charts.
Latest Close ($16.55): Above old regime average, below new regime average.
Old Regime ($15.85 avg close): 7/11/24 3rd soft Consumer Price Index (CPI) report up to 11/20/25 Strong Employment Situation jobs report.
New Regime ($17.55 avg close): 11/20/25 Strong Employment Situation jobs report up to 2/27/26 high Producer Price Index (PPI) report.
Intra-day high has not exceeded $17.55 since prior to high PPI report.
John Pancari, Evercore Senior Research Analyst: "On the cash at the Fed and that component of the updated margin expectation, what drove that change in the need of cash at the Fed?"
Steve Steinour, HBAN CEO: "John, the Middle East issues are what drove us to that decision."
Q1 2026 earnings outlook is unchanged, the company guided to 30% EPS growth through 2027, and Basel III endgame looks set to deliver ~7.7% RWA relief and ~80 bps of CET1 benefit. In the audio excerpt, UBS's Erika Najarian compounds three questions into one: how much Basel III relief is coming, why the market isn't rewarding the story, and what management thinks investors are missing. Erika Najarian, UBS, Equity Research Analyst: "Again, I'm sorry to compound this question. What do you all think the market is not fully understanding about your story?" HBAN CFO Zach Wasserman responds.
Jon Arfstrom, RBC Capital Markets: "I wanted to ask about the authorization, the $3 billion buyback authorization. Why that size? What's the plan for utilizing that? It's just a big gap between $3 billion and the recently updated $550 million plan. Thanks."
Zach Wasserman, CFO, HBAN: "...our guidance we've given is for approximately $550 million of share repurchases this year, and next year $1.1 billion-$1.2 billion. Already you're north of the $1 billion that we'd had before in terms of an authorization."
