Atlantic Union Bankshares (AUB) ROTCE + P/TBV + Management Earnings Call Commentary.

 

John Asbury, CEO, on Q1 2026 earnings call: "The real impact of the grind higher in core net interest income or net interest margin is basically we've got the continuing back book fixed rate loan back book repricing, and that will continue throughout the year."

 

Rob Gorman, retiring CFO: "In terms of the first question on the Basel III impact, we've estimated that impact based on what's out there today, the proposal would reduce risk-weighted assets in the 6%-6.5% range which translates into, from a CET1 regulatory capital ratio of an increase of 65 basis points-75 basis points."